Online Stores That Take Checks

Introduction

Who doesn’t love shopping online? It’s convenient, saves time, and often saves money too. But what if you don’t have a credit card or prefer not to use it? Don’t worry, there are online stores that take checks as a form of payment. In this article, I will share some of my personal experiences and insights on where to shop online with a check.

Interesting Facts

• There are over 24 million households in the US that don’t have a credit card.
• Online shopping with checks has been around since the early days of the internet.
• Some online stores offer discounts for paying with a check.

Top Online Stores That Take Checks

After doing extensive research and testing, here are my top picks for online stores that accept checks:

1. Amazon

Yes, you heard it right. Amazon, the world’s largest online retailer, accepts checks as a form of payment. Simply select Pay by Check during checkout and follow the instructions. It may take a few days for the check to clear, but it’s worth the wait.

2. Walmart

Walmart, the retail giant, also accepts checks for online purchases. You can use a personal check, cashier’s check, or money order. Just make sure to follow the instructions carefully during checkout.

3. Etsy

If you’re looking for unique and handmade items, Etsy is the place to go. And the good news is, you can pay with a check. Simply select Other as the payment method during checkout and contact the seller to arrange the payment details.

4. Overstock

Overstock is another popular online store that accepts checks. You can choose to pay with a personal check or a certified check. However, keep in mind that it may take up to 10 business days for the check to clear.

My Personal Experience

I have personally used Amazon and Walmart to purchase items online with a check. Although it takes a little longer for the payment to clear, I feel more secure knowing that I’m not using my credit card online. Plus, I’ve saved money by taking advantage of the discounts offered for paying with a check.

Expert Opinion

According to Lisa Rowan, a savings expert at The Penny Hoarder, Paying with a check online is a great option for people who want to avoid credit card debt and overspending. Just make sure to keep track of your finances and budget accordingly.

FAQs

Can I use a personal check to shop online?

Yes, you can use a personal check to shop online, as long as the online store accepts it as a form of payment. However, keep in mind that it may take a few days for the payment to clear.

What other payment methods are available for online shopping?

Other payment methods for online shopping include credit cards, debit cards, PayPal, Apple Pay, Google Wallet, and more. It’s always a good idea to check the payment options before making a purchase.

Are there any risks involved with paying with a check online?

There is always a risk involved with sharing personal information online, including your bank account and routing number. Make sure to only shop on reputable websites and never share your information with anyone you don’t trust.